September 7, 2014
Federal red tape and inefficiency during the healthcare exchange launch left the rush of people looking to sign up in desperate need of assistance and guidance. The help lines were flooded and government officials had no answers. Finally, consumers turned to the health insurance agents Suwanee GA has in the yellow pages, and they were able to assist since it's in their job description.
All said and done, some 220,000 or so residents in Georgia managed to get enrolled in plans offered by companies in the federal marketplace. A huge number of these people started off with a lot of doubts. They learnt about their eligibility, pricing and types of plans available, the co-payments required, subsidies provided, and other such things. The insurers and their agents worked with the government to clarify all this and guide people through the entire process.
Now a second round of signups is about to begin, and some of the same chaos is about to begin all over again. There will be a huge rush of people looking to enroll into affordable plans. It would be easier to check out the options now before the bedlam begins and no one is free to help at the last minute.
Note that agents for private insurers are legally allowed to guide consumers through the signup process to enroll into a health plan via the marketplace. Unlike government help lines and counselors, the agent is also allowed to suggest specific plans. This ensures that consumers are able to choose the best plan available in the marketplace that might be perfect for them as individuals or as a small business.
The key change in process is that consumers don't enroll into a plan directly with the insurer. Instead, they go through the marketplace. The intention here is obviously to lower healthcare prices by making insurers compete for clients.
Another advantage is that many buyers are eligible for additional tax credits approved under the Affordable Care Act. It further lowers the cost of healthcare, allowing access to people who are most in need of it. Those in Suwanee and the rest of Georgia with insufficient or no healthcare through Medicare or an employer-sponsored group plan should contact insurance agents immediately and find out what they need to do to enroll.
Find a review of the benefits you get when you use the services of an insurance agency and more information about experienced health insurance agents Suwanee GA area at http://www.jpabenefits.com now.
Filed under Dental Insurance by Samital Leah Zerna