The short term medical insurance is a good choice for people residing in the United States who are between jobs, waiting to take up another health insurance, waiting for Medicare, newly graduated, or are on COBRA.

The main purpose of short term health insurance is to provide coverage against illnesses or injuries. Usually short term health insurance do not provide coverage for factors such as, immunizations, dental or vision care, pre-existing medical conditions, preventive care and physicals.

People who are residents and citizens of U.S and less than 64 years qualify to purchase short term insurance. It is mandatory for all the people who are interested in purchasing this plans to fill in their details in a short health qualification questionnaire to determine their eligibility for the plan.

Short term health insurance provides coverage for different aspects, which include Diagnostic & lab fees, Organs, tissue or bone marrow transplant, Hospital & Surgery Fees and Outpatient Doctor Office fees.

Short Term Health Insurance provides insurance for a minimum period of one month to a maximum period of 12 months. The maximum coverage offered under this plan is up to one or two million dollars.

Numerous companies offer short term health insurance plans, and as such, one needs to go through the terms and conditions and compare with the necessary requirements that are needed and then buy an appropriate plan.

Some of the short term health insurance plans are - Golden Rule United Healthcare Short Term Insurance, Secure 12×3 Short Term Medical Insurance, Assurant Short Term Health Insurance and Secure Short Term Medical Insurance.

Assurant Short Term Health Insurance plan can be purchased for a minimum time period of 30 days and a maximum time period of 360 days and offers coverage for U.S citizens and their spouses who are under the age of 65 and are not eligible for Medicare. Coverage is also available to their children who are under the age of 19. Non US residents must have resided in the US for at least 12 months. The other Short Term Health Insurance plans also have similar terms and conditions.