October 2, 2009
Visitors Insurance - Patriot America
There is every need for people who desire to visit foreign countries to take up visitor insurance. Medical expenses abroad can be staggering and as such, even for simple injuries the medical costs might touch sky-high. Taking Patriot America Medical insurance plan is one of the best ways to ensure we remain protected at all times while traveling abroad.
Patriot International Insurance provides coverage to U.S citizens who plan on traveling outside the US. It offers coverage for a minimum period of 5 days and a maximum of two years.
All non- U.S citizens who plan on traveling outside their home country are protected under the Patriot America Insurance plan and even this plan can be bought for a minimum time frame of 5 days to a maximum time frame of 2 years.
The highest possible coverage offered by the visitors insurance is $1,000,000 in the case of non- U.S citizens and $2,000,000 in case of non- U.S citizens. It is possible to renew this plan, provided the plan is bought for a period of at least 3 months and the plan can be extended till a limit of 2 years.
The plan covers several expenses such as hospital room and board (up to policy maximum), intensive care (up to policy maximum), outpatient medical(up to policy maximum),local ambulance(up to policy maximum), prescription drugs(up to policy maximum),emergency room accident(up to policy maximum), emergency illness without in-patient admission(up to policy maximum), dental injury (up to policy maximum), sudden dental pain(up to $100).
Other aspects such as accidental death and dismemberment(up to $25,000), terrorism coverage(up to $50,000), identity theft insurance(up to $500), natural disaster($100 for a maximum of 5 days), emergency evacuation (up to $500,000), emergency reunion (up to $50,000), return of mortal remains (up to $50,000), returning minor children (up to $50,000), political evacuation(up to $10,000), sports and activities coverage(up to policy maximum for basic sports), trip interruption(up to $5000) and lost luggage((up to $250) are also included in the plan.
For U.S citizens, in addition to the above mentioned benefits indemnity (up to $100), sudden recurrence of a medical condition (up to $15,000), emergency medical evacuation for pre-existing conditions (up to $25,000) are provided.
Anyone can easily access the online forms that are needed to purchase the Patriot Travel insurance plan. Features such as seeking treatment from a doctor of our choice and making use of the First Health Network to decrease our medical bills can also be accessed once the plan is purchased.
Filed under Health Insurance by Ray Sondeo